Online contracting of consumer loans has become a critical process in credit companies, which are  committed to offer excellent service and user experience to their current and potential clients.

This contracting process is supported by three main pillars:

• • Securing remote identification of loan applicants.
  • Streamlining processes of risk assessment and contract formalization.
  • Full compliance of legal regulations.

Our competence center in Digital Consumer Finance is endorsed by our large experience of over 30 years collaborating with the main IBEX banks, optimizing their loan contracting processes.

Our value proposal relies on two key factors:

The design and implementation of digital credit contracting gateways, connected with specialized video calling services, behavior analysis,  web scraping and digital signature through trusted third parties.

The availability of software modules and services that solve critical aspects of the process, such as the management of guarantees and coverage, the orchestration of heterogeneous components, and the preparation of electronic contracts with the clauses that apply in each case. 

Our pragmatism in the use of technology, our comprehensive know-how and our commitment to client service are reflected in the important digital transformation initiatives that we are successfully undertaking in the main finantial institutions.